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Beginning of Paper
Introduction & Overview of the Company

Marks and Spencers is a large UK based retailer with 683 branches in 2 continents. Following the deregulation of the UK financial sector in the mid eighties the company decided to use its experience, capital, and brand power to branch into the lucrative financial services industry offering personal loans, life insurance & pensions, and savings & investments servi ....

Middle of Paper
.... the latest industry regulations. Therefore there is little or no need for redevelopment of existing systems in the short to medium term, and the ISD focus is almost exclusively on new market areas requiring Information Systems that can be started from scratch. The main exceptions to this are the possibility of introducing data warehousing to tap the potential of both MSFS’ and the parent company’s client database to better target MSFS customers, and the need t ....

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