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Beginning of Paper
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The Real Rules of Retirement for Women (and Men too!)
Policy experts use the analogy of a three-legged stool to illustrate the three components needed for adequate retirement income: a Social Security retired-worker benefit, an employer sponsored pension and individual savings. Although none of these sources of income is assured, each is an essential element for replacing pre-retirement income, and eac ....
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Middle of Paper
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.... of the retirement stool can provide an important source of income to women. However, only 13 percent of women age 65 and over are currently receiving a pension, and among that small group the median annual pension income in 1994 was only $3,000. Although access to pensions for women working full-time has increased over the last 20 years to 48 % in 1993 from 33% in 1972, men are still more likely to actually receive pensions because industries and jobs with t ....
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